At The Fry Group we pride ourselves in working with the best of the best.

AJ Kozlak is our preferred Lender and definitely the best.
Don't just take our word for it, check out his Reviews.


I live by the "golden rule," treating others how they want to be treated . Every time I sit down with my customer, I try to put myself in his or her shoes. Whether my customer is a first time home-buyer or has multiple mortgage experiences, my goal is to understand their short and long term home ownership needs. Together my clients and I will develop a plan that helps them make the best decision for themselves and their family. My focus is to provide an exceptional experience to every customer I work with to achieve great customer satisfaction. I believe the best way to receive referrals is by earning them, one happy customer at a time. 


I have been in the mortgage industry for over 20 years. 


University of St Thomas - BA in Accounting


I enjoy spending time with my wonderful wife and three amazing children. My wife and I take pleasure in watching our children achieve their goals whether in school or on the field. We also like to swim in the summer, play basketball together, and have family movie nights. 


I have enjoyed coaching each of my children in different sports. It is a great opportunity to spend more time with them and meet the other families in our community. 

If you have any financing questions Contact AJ Here.